Frequently Asked Questions

General FAQs

We’re available Monday through Friday from 9:00 AM to 5:00 PM. If you need to speak outside of those hours, just leave a message—we’ll get back to you as soon as possible.

We have two offices, one in Ringgold & the other in Dalton. Our Ringgold office is at 215 Evitt Parkway, Ringgold, GA 30736 and our Dalton office is located at 305 Point N Pl Ste 2, Dalton, GA 30720.

We proudly help clients within about a 30-mile radius of Ringgold, including: LaFayette, Trenton, Summerville, Trion, Dalton, Calhoun, Chatsworth, Cartersville, Rossville, Chickamauga, Tunnel Hill, Rocky Face, Flintstone, Cohutta, and East Ridge.

Yes—we offer a free, no-pressure consultation. You’ll sit down with Jack directly and he’ll walk you through your options and give honest advice about what’s best for your situation.

You can call us directly or fill out the contact form on our website. We’ll reach out to set up a time that works best for you.

For bankruptcy consultations, it helps to bring:

• Recent pay stubs
• A list of your monthly expenses
• A copy of your most recent tax return
• A list of your debts and assets (like your home, car, etc.)

Don’t worry if you don’t have everything—we’ll guide you through it step-by-step.

Bankruptcy cases vary, but most Chapter 7 cases take about 3–4 months from filing to discharge. Chapter 13 plans typically last 3 to 5 years. We’ll walk you through the timeline based on your situation.